第一窝小鼠整体比较“社恐”，总喜欢把棉花堵入红房子，把自己严严实实藏在里面，很少出来活动；
真正的倒计时，不是2026，而是下一次续保谈判企业把AI引入业务流程，本意是为了降低不确定性，但它创造了一个连精算师都难以计算的不确定性结构。2026年1月的标准化条款意味着边界被强制写清，企业必须把治理前置，把证据链前置。
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17. 理论动态| 坚持稳中求进、提质增效努力实现“十五五”良好开局————理论学习, www.ccdi.gov.cn/llxx/202602…